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Morningside, Toronto
$1,099,900
One of the largest backsplits, boasting 2092 sq ft above grade + high-potential full basement! Rare income & upsizing opportunity in sought-after Seven Oaks! Perfect for growing families, multi-generational living, or savvy investors seeking maximum cash flow. Set on a premium, beautifully manicured 56 ft x 132 ft lot, this expansive 4-level backsplit features a highly practical layout flooded with natural light from large windows. The main level offers a spacious foyer, oversized living and dining rooms, and a family-sized kitchen with a breakfast area. Upstairs holds four generous bedrooms, highlighted by an exceptionally large main bathroom with layout potential for a spa-style luxury retreat. The lower level features a massive 24 ft x 13 ft family room with sliding door walk/out. A dedicated side entrance easily supports a secondary income suite or in-law setup with minimal conversion costs. Original hardwood flooring sits preserved under most existing broadloom-offering a seamless, high-ROI modern upgrade. Complete with an attached double-car garage, double driveway, and a charming covered front porch, this package is an absolute rarity for the neighbourhood. Unbeatable location minutes to U of T Scarborough, Centennial College, Pan Am Sports Centre, SHN Centenary Hospital, TTC, and Hwy 401. Don't miss out-schedule your viewing today!
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $4,570 |
| Lot Size | 134.24 ft x 56.5 ft |
| mls© Number | E13143094 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,630
- Property tax
- $381
- Heat allowance
- $150
- Housing costs
- $6,161 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$190,000
gross annual household income
- Payment at 4%
- $4,629 / mo
- Cash down
- $219,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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