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Newcastle, Clarington
$399,999
Welcome to the highly sought-after adult lifestyle community of Wilmot Creek, just steps from the shores of Lake Ontario. This beautifully maintained 2-bedroom, 1-bath home offers the perfect blend of comfort, privacy, and low-maintenance living in one of Durham's most desirable gated lakefront communities. bright interior featuring hardwood floors and crown moulding throughout. Open-concept living and dining area flows effortlessly to a private back deck The kitchen features gleaming countertops, a double stainless-steel sink, tumarble subway tile backsplash, pantry, and a convenient nook for a stackable washer and dryer. A side entrance with ramp access from the driveway provides easy entry when bringing in groceries or welcoming guests. The renovated 3-piece bathroom offers a walk-in glass shower and built-in bench. The spacious primary bedroom includes a large closet, while the second bedroom provides flexible space for guests, a home office, or hobby room. Step outside to enjoy beautifully landscaped gardens, a large back deck with a 10' x 10' gazebo, and plenty of storage including two storage bins, built-in storage area, and a generous shed. Living in Wilmot Creek is about more than just owning a home-it's about embracing a vibrant resort-style lifestyle. Residents enjoy access to exceptional amenities including a private 9-hole golf course, heated indoor and outdoor pools, tennis and pickleball courts, lakefront walking trails, multiple clubhouses, social clubs, and even a woodworking shop. A private gated entrance provides added security and peace of mind. Located just minutes from Newcastle's charming downtown shops, restaurants, and cafés, this home has the perfect balance of peaceful lakeside living and convenient access to local amenities. Whether you're downsizing, retiring, or seeking a relaxed community by the lake, this is an incredible opportunity to enjoy the Wilmot Creek lifestyle. Come discover why so many people love calling Wilmot Creek home!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $1,396 |
| Lot Size | 50 ft x 100 ft |
| mls© Number | E13103792 |
| Listed By | Keller Williams Energy Real Estate |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $116
- Heat allowance
- $150
- Housing costs
- $2,314 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$71,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $80,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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