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Listed 3 months ago

631 S Mill Street S

Newcastle, Clarington

$2,749,900

Detached|2-Storey
4 | 4 | 14
About this home

Wake up to breathtaking Lake Ontario views in this brand new, custom-built luxury home in the most desirable part of Newcastle's historic Bond Head community. Just steps from the beach, marina, and pier, this property offers the perfect combination of refined living, lakeside lifestyle, and exclusivity.Step inside to soaring 10' main-floor ceilings and an expansive open-concept great room filled with natural light. The chef-inspired kitchen features a servery, integrated high-end appliances, and flows seamlessly to a wraparound deck, ideal for entertaining or enjoying quiet mornings overlooking the lake.The main-floor primary suite is a private retreat with a spa-inspired ensuite, walk-in closet, and direct lakeview access. Upstairs, a stylish lounge opens to a rooftop terrace offering panoramic Lake Ontario views - perfect for entertaining or sunset relaxation.Additional highlights include basement unit / ADU potential for extended family or rental income, attached oversized double-car garage plus a detached double-car garage with carport, modern finishes and high-end design throughout, oversized private backyard with 2,000 sq ft of outdoor living space.This is a rare opportunity to own a move-in ready lakeview home in a community where families have lived for generations. With premium lot size, exceptional location, full amenities nearby, and only 45 minutes to Toronto, this home offers a unique combination of lifestyle, exclusivity, and legacy - designed for generations of enjoyment. **Seller offering flexible financing options, including Vendor Take Back (VTB) mortgage for qualified buyers, or a potential Lease-to-Own arrangement.**

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNew
Size2500-3000 sq. ft.
Property Tax---
Lot Size189.67 ft x 198.36 ft
mls© NumberE13072810
Listed ByKeller Williams Energy Real Estate

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$14,075
Property tax (estimated)
$0
Heat allowance
$150
Housing costs
$14,225 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $549,980
25-yr amortization

Income needed

$438,000

gross annual household income

Payment at 4%
$11,572 / mo
Cash down
$549,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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