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Listed 4 months ago

807 Athol Street

Downtown Whitby, Whitby

$1,389,000

Semi-Detached |Bungalow
3 | 4 | 4
About this home

Plan ahead-invest in your future! This legal duplex, semi-detached style bungalow is finished top to bottom and offers exceptional versatility for homeowners and investors alike. The main floor features 9 ft ceilings, 3 spacious bedrooms, 3 bathrooms, and an open-concept kitchen with a walk-out to a deck overlooking Peel Park-complete with tennis courts, soccer fields, a baseball diamond, and more. Situated on a premium lot, the property also offers 4-car parking and separate utilities. The lower level includes a well-designed legal basement apt with 2 bedrooms, an open-concept living/family room, and a custom kitchen, along with a walk-out to a large backyard. Equipped with separate furnaces and meters, this home is ideal for multigenerational living or maximizing rental income. Live in one unit and rent the other, or lease both-a smart investment with strong income potential. Located in a highly desirable, family-friendly neighbourhood, just steps to parks, schools, shopping, restaurants, and everyday amenities, with easy access to Highways 401, 412, and 407 and public transit.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeSemi-Detached
StyleBungalow
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax---
Lot Size27 ft x 271 ft
mls© NumberE12953650
Listed ByROYAL HERITAGE REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,110
Property tax (estimated)
$0
Heat allowance
$150
Housing costs
$7,260 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $277,800
25-yr amortization

Income needed

$223,000

gross annual household income

Payment at 4%
$5,845 / mo
Cash down
$277,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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